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This
Web site is not directed at persons
under the age of 18. By registering on
this Site through the submission of
the information requested, you agree
that the following terms and
conditions of this Privacy Policy
shall govern our use and disclosure of
your personal information. If you do
not agree with the terms and
conditions of our Privacy Policy,
please do not complete the information
request form (i.e., do not register)
or otherwise use or access this Site.
If you have already registered by
completing the information disclosure
forms, and you wish to opt-out from
receiving more information from us,
please click on this link to
"Opt-out."
Your e-mail address will be added to
the suppression files associated with
this Site within ten (10) business
days of your request. Thereafter, you
should not receive any email
correspondence from us. However you
will still receive promotional
communications from our third party
partners with whom we have shared your
information. To stop receiving further
communications from these third
parties you will need to contact them
directly in order to opt-out. Please
note when you opt-out of receiving
promotional communications from us, we
will no longer make your information
available to our third party partners.
This Privacy Policy describes in some
detail the information that we collect
from you as part of the normal
operation of our service, and what may
happen to the information we collect.
Your
privacy is very important to us
We understand that some of the
information that you might provide on
our Site is personal and private. By
submitting your personal information,
you are entrusting us to handle
information that you regard as
private, for the purposes and in the
manner set forth in this Privacy
Policy. In exchange
for your trust, you expect us to
handle your personal and private
information in a professional manner
that will be in keeping with your
trust. Our Privacy Policy explains
what information we obtain on this
Site, and how we use the information
disclosed to us to link you to our
business affiliates who have expressed
a willingness to provide you with the
products and services associated with
this Site.
Who
We Are
We are an on-line consumer service
that introduces persons such as
yourself to certain of our business
affiliates who have expressed a
general willingness to review your
information and determine if they are
willing to provide you with the
services or products that prompted you
to visit our Site. When you visit our
Site, you will be requested to
complete provide certain information
that our business affiliates request
in order to perform a preliminary
analysis of your qualifications to
receive the service or products. Based
upon your consent, as evidenced by
your registering with us on this Site
(i.e., your submission of the
requested information on the
application), we will forward the
information that you provided to
certain of our business affiliates.
In addition, from time to time, we or
our business affiliates may provide
you the additional service of sending
you e-mail you or otherwise
corresponding with you to inform you
of additional opportunities to receive
special offers for other services
and/or products that we believe may be
of interest. There are no fees for
Premium Service, and you are under no
obligation to accept any service or
product with any of our business
affiliates offered under the Premium
Service.
Information
We Collect
The information that we collect is
generally limited to personal
information about you that our
business affiliates consider necessary
for performing a preliminary
evaluation of your qualifications. To
the extent that you can order
products, enter contests, express an
opinion, or subscribe to a service(s),
the type of personally identifiable
information that may be collected may
include: name; address; e-mail
address; telephone number; fax number;
credit card information; information
about your interests in and use of
various products, programs, and
services; education level; educational
interests; home owner status; income;
debt level; current mortgage; mortgage
rate and the like. To the extent that
you are requested and you do submit
information about other people, such
information will be limited
recipient's name, address, e-mail
address, and telephone number.
We also collect user information that
can help us optimize and enhance your
experience on our Site; as well as
provide you with an efficient, safe,
smooth, and customized experience. For
example, if you came to this Site from
an online banner ad, pop-up or other
advertisement, an anonymous
identification number may be passed to
our Site. In some cases, we may place
a cookie in your browser. The
aforementioned information cannot, by
itself, be used to gather any
personally identifiable information
about you, but it will allow us to
track the overall effectiveness of our
online advertising campaigns. We also
automatically track certain
information with respect to your
behavior on the Site through the
forgoing cookie or identification
number. This non personally
identifiable information may include
the Internet address or URL that you
just came from and which URL you go to
next; your computer browser
information; and your IP address. We
use this non personally identifiable
information in conjunction with some
of the information that you provided
to us to do internal research on our
users' demographics and behavior; and
to better understand how to best serve
other users of this Site. Third
parties may also set cookies on our
sites to determine proper site usage
and click count.
We also utilize Web Logs to track
aggregate information about how our
site is being used. Web Logs track
anonymous user information, including
but not limited to the number of
visitors to our site, operating
systems and browser type. Unlike
cookies, Web Logs are maintained only
on our servers and do not store or
place anything on the user's computer.
How
We Use Your Information
We collect the information that you
submit and which our business
affiliates consider necessary for
performing a preliminary evaluation of
your qualifications for their products
and services. Prior to sending your
information to our business
affiliates, we attempt to validate it.
For example, we may compare and review
your personal information for errors,
omissions, and accuracy based upon
past usage and response; or compare
your information against other
publicly available files; or validate
some of the personal information
submitted to verify that the
information inputted has a high
probability of being valid
information.
After we submit your information to
our business affiliates, our business
affiliates may begin a separate and
independent evaluation of the
information you submitted (the
"Preliminary Application").
If our business affiliates find that
the Preliminary Application meets with
their more specific acceptance
criterion, they may contact you
directly by phone, mail or e-mail. For
more information on how our business
affiliates will handle your personal
information, please visit our business
affiliate's website, and review their
privacy policy. We are not responsible
for the privacy practices or the
content of our business affiliates'
Web sites.
Once you have registered with us, you
are automatically enrolled to receive
our Premium Service. We use the
information you provided, along with
other information described below, to
create a general user profile. This
profile can be created by combining
your information with other sources of
information such as information
obtained from public databases, or
from your browsing habits surrounding
your visit to this Site.
We may also disclose your personally
identifiable information in response
to a subpoena, court order, or other
legal process; as well as the transfer
or sale of personally identifiable
information pursuant to the sale of
our business or assets. Should such a
combination or acquisition occur, we
will require that the new combined or
acquiring entity follow this privacy
policy with respect to your personal
information. If we transfer ownership
of the site to another company, we
will notify you by email or by general
notice on our site. In addition to the
forgoing, we may also sell, transfer
or share non-individualized
information, such as summary or
aggregated anonymous information about
all persons or sub-Group of persons
visiting this site.
We cannot ensure that all of your
private communications and other
personal information will never be
disclosed in ways not otherwise
described in this Privacy Policy. For
example, third parties may unlawfully
intercept personal data or access our
servers and obtain personal data.
Therefore, although we use industry
standard practices to protect your
privacy, we do not promise, nor you
should not expect, that your personal
information would always remain
private.
Certain sensitive information such as
credit card numbers or other
information such as social security
numbers and drivers licenses
("Financial Information")
collected on the site and associated
data is encrypted and protected with
SSL encryption software from the time
it is captured by our application to
the time it is transmitted to our
servers. For more information on the
encryption and protection of your
information, please see How We Protect
Your Privacy.
Application
of this Privacy Policy
This Privacy Policy applies to
consumers that have signed up on the GLG
Inc.
website. We may sell the personal
information that you supply to us and
we may work with other third party
businesses to bring selected retail
opportunities to our members via
direct mail, email and telemarketing.
These businesses may include providers
of direct marketing services and
applications, including lookup and
reference, data enhancement,
suppression and validation and email
marketing
How
We Protect Your Privacy
We protect your privacy in a number of
ways. As an initial matter, any
Financial Information transmitted to
our servers via a secure server is
encrypted using SSL technology. SSL is
a protocol that transmits your
communications over the Internet in an
encrypted form. The protocol ensures
that the information is sent, only
to the server you intended to send it
to.
Once your information reaches our
server, it is protected by a firewall.
With a firewall in place, your
information is virtually inaccessible
to third parties. In addition to
encryption and firewall protections,
we have all of our business affiliates
agree to operate in accordance with
federal and state laws and
regulations, including regulations
relating to CAN-SPAM and rules
promulgated by the FTC. If we learn
that any of our business affiliates
are breaching our agreement, and
therefore your trust, we will take
corrective actions immediately or
terminate our relationship with such
business affiliate.
We follow generally accepted industry
standards to protect the personal
information submitted to us, both
during transmission and once we
receive it. No method of transmission
over the Internet, or method of
electronic storage, is 100% secure,
however. Therefore, while we strive to
use commercially acceptable means to
protect your personal information, we
cannot guarantee its absolute
security.
If you have any questions about
security on our Web site, you can mail
us at the address indicated below in
the Contact Us section.
Changes;
Opting-Out
If you want to change
the information that you submitted,
please do so by making another request
through our Site. We will not be able
to change
information that is forwarded on to
our business affiliates. Please
contact the business affiliates
directly to change
any of your information.
If you want to request to be removed
from further communication with this
Site, including our Premium Services,
please Opt-out by clicking on this
link to our Opt-out procedure. We will
place your e-mail address on a
suppression file associated with this
Site. Persons whose names appear on
our suppression file, will have their
e-mail addresses checked against all
correspondence to be sent by us. Where
there is a match, the planned email
correspondence will be withheld, and
such person will receive no further
email correspondence from us. Your
e-mail address will be placed on the
suppression list associated with this
Site within ten business (10) days of
your request. Once you have opted out,
we will no longer forward you email
from this site but we are not
responsible or in control of the
business practices of our business
affiliates who have been forwarded
your information.
Notification
of Changes
to Privacy Policy
We may update this Privacy Policy at
any time by posting a new privacy
policy on the Site. Be sure to check
the current terms of any privacy
policy in effect by visiting this
Site. By checking the effective date
of the policy, you will be immediately
alerted on whether the Privacy Policy
has been updated. Please note however,
that the updated privacy policy will
go into effect automatically 30 days
after initial posting.
From time to time, we may use your
information for new, unanticipated
uses not previously disclosed in our
Privacy Policy. Please note that if
our information practices change
at some time in the future, we will
use only data collected from the time
of the new privacy policy amendment
forward for those new purposes. If we
make material changes to this policy,
we will notify you here, by email, or
by means of a notice on our home page.
Special
Notification for California Residents
Individual customers who reside in
California and have provided their
personal information may request
information regarding disclosures of
this information to third parties for
direct marketing purposes. Such
requests must be submitted to us at
the following mailing address: CA
Privacy Request, ATTN: GLG Inc., This
request may be made no more than once
per calendar year. We reserve our
right not to respond to requests
submitted other than to the address
specified in this paragraph.
Genesis Lending
Group: Disclosure and
Terms
Last
updated: 06/19/2008
Welcome
to Genesis Lending Group Inc. (referred
to as "GLG ",
"we," "us," or
"our"). Before you begin to
use the GLG website ("GLG
Website"), please take a moment
to review this Terms of Use Agreement
("Agreement"). The Agreement
describes the terms and conditions
applicable to your use of the GLG Website and the products and services
provided through or in connection with
the GLG Website (collectively,
"Service"), which may be
updated by GLG from time to time
without notice to you. GLG may also
offer other services that are governed
by a different Terms of Service. You
must read and agree with all of the
terms and conditions contained in this
Agreement and the GLG Website privacy
policy then in effect ("Privacy
Policy"), which is incorporated
by reference, before you use the
Service. If you do not agree to be
bound by the terms and conditions of
this Agreement, you may not use or
access the Service.
1.
Loan Products and Services. The GLG Website is an online marketplace where
you can research and compare prices in
a number of different categories,
including home purchase loans, home
equity loans, and home refinance
loans. You understand and agree that
if you submit a request for a loan
product or service offered through the
Service, GLG will share your personal
information (such as your full name,
address, telephone number, and social
security number) with Providers in our
provider network, including banks,
correspondent lenders, mortgage
bankers and brokers (referred to
individually as "Provider"
and collectively as
"Providers") to process and
fulfill your request. You authorize GLG, in its sole discretion, to use
your social security number to obtain
your credit score for the purpose of
matching your request with Providers.
Your further authorize Providers that
receive your personal information to
use your social security number to
pull your credit score and credit
report for the purpose of processing
and fulfilling your request.
You acknowledge that GLG does not make
loan or credit decisions in connection
with the Service and that GLG is not a
party to any agreement that you may
make with the Provider, and that the
Provider is solely responsible for its
services to you. You further
acknowledge that GLG is not acting as
your agent or broker and is not
recommending any particular loan
product or Provider to you. Any
compensation GLG may receive is paid
by the individual Provider for the
products and services rendered by GLG to that particular Provider.
GLG does
not charge you a fee to use the GLG Website. You understand that
requirements for a particular loan
product are made by the individual
Providers and that GLG does not
endorse, warrant, or guarantee the
products or services of any the
Providers. Nothing contained herein
shall constitute an offer or promise
for a loan commitment or interest rate
lock-in agreement. You agree that GLG shall not be liable for any damages or
costs of any type which arise out of
or in connection with your use of the
Provider's service.
By
submitting your contact request for a
loan product, you are consenting to be
contacted by one or more Providers
which may include a Home Mortgage Loan
Processor either by telephone, email
or mail based on the information you
have provided to us, even if you have
opted into the National Do Not Call
List administered by the Federal Trade
Commission, any state equivalent Do
Not Call List, the Do Not Call List of
an internal company. You understand
that the Providers may maintain the
information you submitted to GLG whether you elect to use their
services or not. In the event you no
longer want to receive communications
from a Provider, you agree to notify
the Provider directly. You also give GLG
permission to send you periodic
updates of current loan products which
may be of interest to you.
2.
Find-A-Loan-Officer Service. GLG’s
Find-A-Loan-Officer Service is hosted
and operated by a third party vendor.
You understand that the information
you submit through Find-A-Loan-Officer
Service is collected by GLG and
disclosed to the third party vendor
operating this service for GLG. By
using the Service, and in particular
the Find-A-Loan-Officer Service, you
understand and agree that a real
estate professional or company may
contact by telephone, email or mail
depending on what information you have
provided. GLG does not list or sell
homes. All real estate brokerage
activities or services are performed
by local licensed real estate brokers.
3.
Other Products and Services. You
understand and agree that if you
request a product or service other
than a loan such as Internet access,
automobile insurance or long distance
telephone service offered through the
Service GLG will share your
information with certain business
partners to process and fulfill your
request. You further agree that our
business partners may contact you by
telephone, email or mail based on the
information you have provided to us,
even if you have opted into the
National Do Not Call List administered
by the Federal Trade Commission, any
state equivalent Do Not Call List, or
the Do Not Call List of an internal
company. You understand that GLG business partners may maintain the
information you submitted to GLG whether you elect to use their
services or not. In the event you no
longer want to receive communications
from a GLG business partner, you agree
to notify the partner directly.
4.
Use of the GLG Website and Service.
You certify to GLG that: (i) you are
at least eighteen (18) years of age;
(ii) you assume full responsibility
for the use of the Service by any
minors; (iii) you agree that all
information you have submitted to GLG , online or otherwise, is accurate and
complete, and that you have not
knowingly submitted false information
on or through the GLG Website or
Service; and, (iv) your use of the
Service is subject to all applicable
federal, state, and local laws and
regulations.
5.
Prohibited conduct. You must not (i)
submit, transmit or facilitate the
distribution of information or content
that is harmful, abusive, racially or
ethnically offensive, vulgar, sexually
explicit, defamatory, infringing,
invasive of personal privacy or
publicity rights, or in a reasonable
person's view, objectionable; (ii)
submit, transmit, promote or
distribute information or content that
is illegal; (iii) attempt to interfere
with, compromise the system integrity
or security or decipher any
transmissions to or from the servers
running the Service; (iv) take any
action that imposes, or may impose at
our sole discretion an unreasonable or
disproportionately large load on our
infrastructure; (v) upload invalid
data, viruses, worms, or other
software agents through the Service;
(vi) use any robot, spider, scraper or
other automated access the Service for
any purpose without our express
written permission; (vii) impersonate
another person or otherwise
misrepresent your affiliation with a
person or entity, conduct fraud, hide
or attempt to hide your identity;
(viii) submit, upload, post, email,
transmit or otherwise make available
any information or content that you do
not have a right to make available
under any law or under contractual or
fiduciary relationships; (ix)
interfere with the proper working of
the Service; or, (x) bypass the
measures we may use to prevent or
restrict access to the Service.
6.
Privacy Policy. GLG respects your
privacy. Personal information
submitted in connection with the
Service is subject to our Privacy
Policy. For more information, see our
full Privacy Policy.
7.
Proprietary Rights. You acknowledge
and agree that the Service and any
necessary software used in connection
with the Service
("Software") contain
proprietary and confidential
information that is protected by
applicable intellectual property and
other laws. You further agree that all
materials and/or content, including,
but not limited to, articles, artwork,
screen shots, graphics, logos, text,
drawings and other files on the GLG Website or as part of the Service are
copyrights, trademarks, service marks,
patents or other proprietary rights of
GLG or their respective intellectual
property owners. Except as expressly
authorized by GLG , you agree not to
modify, copy, reproduce, sell,
distribute or create derivative works
based on or contained within the
Service or the Software, in whole or
in part.
8.
Links. GLG, through the Service or
otherwise, may provide links to other
websites. Because GLG has no control
over such websites, you acknowledge
and agree that GLG is not responsible
for the availability of such external
websites, and does not endorse and is
not responsible or liable for any
content, advertising, products,
whether loan, auto, or
telecommunications, or other materials
on or available from such websites.
You further acknowledge and agree that
GLG shall not be responsible or
liable, directly or indirectly, for
any damage or loss caused or alleged
to be caused by or in connection with
use of or reliance on any such
content, products, goods or services
available on or through any such
website.
9.
Indemnification. You agree to
indemnify and hold GLG, its
subsidiaries, affiliates, agents,
shareholders, officers, contractors,
vendors and employees harmless from
any claim or demand, including
reasonable attorneys' fees, made by
any third party due to or arising out
of your use of the Service, the
violation of the Agreement by you, or
the infringement by you, or any other
user of the Service using your
computer, of any intellectual property
or other right of any person or
entity. GLG reserves the right, at its
own expense, to assume the exclusive
defense and control of any matter
otherwise subject to indemnification
by you.
10.
No Warranty. GLG PROVIDES THE SERVICE
"AS IS," "WITH ALL
FAULTS" AND "AS
AVAILABLE," AND THE ENTIRE RISK
AS TO SATISFACTORY QUALITY,
PERFORMANCE, ACCURACY, AND EFFORT IS
WITH YOU. TO THE MAXIMUM EXTENT
PERMITTED BY APPLICABLE LAW, GLG MAKES
NO REPRESENTATIONS, WARRANTIES OR
CONDITIONS, EXPRESS OR IMPLIED. GLG DISCLAIMS ANY AND ALL WARRANTIES OR
CONDITIONS, EXPRESS, STATUTORY AND
IMPLIED, INCLUDING WITHOUT LIMITATION:
(i) WARRANTIES OR CONDITIONS OF
MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE, WORKMANLIKE
EFFORT, ACCURACY, TITLE, QUIET
ENJOYMENT, NO ENCUMBRANCES, NO LIENS
AND NON-INFRINGEMENT; (ii) WARRANTIES
OR CONDITIONS ARISING THROUGH COURSE
OF DEALING OR USAGE OF TRADE; AND,
(iii) WARRANTIES OR CONDITIONS THAT
ACCESS TO OR USE OF THE SERVICE WILL
BE UNINTERRUPTED OR ERROR-FREE. THERE
ARE NO WARRANTIES THAT EXTEND BEYOND
THE FACE OF THIS AGREEMENT.
11.
Limitation of Liability. IN NO EVENT
WILL GLG BE LIABLE FOR ANY DAMAGES,
INCLUDING WITHOUT LIMITATION ANY
INDIRECT, CONSEQUENTIAL, SPECIAL,
INCIDENTAL, OR PUNITIVE DAMAGES
ARISING OUT OF, BASED ON, OR RESULTING
FROM THIS AGREEMENT OR YOUR USE OF THE
SERVICE, EVEN IF GLG HAS BEEN ADVISED
OF THE POSSIBILITY OF SUCH DAMAGES.
THESE LIMITATIONS AND EXCLUSIONS APPLY
WITHOUT REGARD TO WHETHER THE DAMAGES
ARISE FROM (1) BREACH OF CONTRACT, (2)
BREACH OF WARRANTY, (3) STRICT
LIABILITY, (4) TORT, (5) NEGLIGENCE,
OR (6) ANY OTHER CAUSE OF ACTION, TO
THE EXTENT SUCH EXCLUSION AND
LIMITATIONS ARE NOT PROHIBITED BY
APPLICABLE LAW. IF YOU ARE
DISSATISFIED WITH THE SERVICE, YOU DO
NOT AGREE WITH ANY PART OF THIS
AGREEMENT, OR HAVE ANY OTHER DISPUTE
OR CLAIM WITH OR AGAINST GLG WITH
RESPECT THIS AGREEMENT OR THE SERVICE,
THEN YOU’RE SOLE AND EXCLUSIVE
REMEDY IS TO DISCONTINUE USING THE
SERVICE.
12.
Release. YOU HEREBY AGREE TO RELEASE,
REMISE AND FOREVER DISCHARGE GLG AND
ITS AFFILIATES, PARTNERS, SERVICE
PROVIDERS, VENDORS, AND CONTRACTORS
AND EACH OF THEIR RESPECTIVE AGENTS,
DIRECTORS, OFFICERS, EMPLOYEES, AND
ALL OTHER RELATED PERSONS OR ENTITIES
FROM ANY AND ALL MANNER OF RIGHTS,
CLAIMS, COMPLAINTS, DEMANDS, CAUSES OF
ACTION, PROCEEDINGS, LIABILITIES,
OBLIGATIONS, LEGAL FEES, COSTS, AND
DISBURSEMENTS OF ANY NATURE
WHATSOEVER, WHETHER KNOWN OR UNKNOWN,
WHICH NOW OR HEREAFTER ARISE FROM,
RELATE TO, OR ARE CONNECTED WITH YOUR
USE OF THE SERVICE.
13.
Notice. GLG may provide you with
notices, including those regarding
changes to the Agreement, by email,
regular mail, or postings on the
Service. All notices to GLG must be
made in writing and mailed to:
Genesis Lending
Group
Inc.
Attn: Legal Department
14.
Termination. You agree that GLG may,
under certain circumstances and
without prior notice, immediately
terminate your access to the Service.
Cause for such termination shall
include, but not be limited to: (i)
breaches or violations of the
Agreement or other incorporated
agreements or the Privacy Policy; (ii)
requests by law enforcement or other
government agencies; (iii)
discontinuance or material
modification to the Service (or any
part thereof); and (iv) unexpected
technical or security issues or
problems. You agree that all
terminations for cause shall be made
in GLG’s sole discretion and that GLG
shall not be liable to you or any
third party for any termination or
access to the Service.
15.
Dealings with Third Parties. Your
correspondence or business dealings
with any third parties as a result of
your visit and participation in the
Service, including, but not limited
to, business dealings with mortgage
brokers or lenders, insurance agents
or carriers, or any other terms,
conditions, warranties,
representations associated with such
dealings, are solely between you and
such third party. You agree that GLG shall not be responsible or liable for
any loss or damage of any sort
incurred as the result of any such
dealings or as the result of the
presence of such third party on the
Service.
16.
Disputes. This Agreement will be
interpreted in accordance with the
laws of the State of California,
without regard to the conflicts of
laws principles thereof. The parties
agree that any and all disputes,
claims or controversies arising out of
or relating to the Agreement, its
interpretation, performance, or
breach, that are not resolved by
informal negotiation within 30 days
(or any mutually agreed extension of
time), shall be submitted to final and
binding arbitration before a single
arbitrator of the American Arbitration
Association (“AAA”) in Los
Angeles, California, or its successor.
Either party may commence the
arbitration process called for herein
by submitting a written demand for
arbitration with the AAA, and
providing a copy to the other party.
The arbitration will be conducted in
accordance with the provisions of the
AAA’s Commercial Dispute Resolutions
Procedures in effect at the time of
submission of the demand for
arbitration. The costs of arbitration
plus reasonable attorneys’ fees
(including fees for the value of
services provided by in house counsel)
shall be awarded to the prevailing
party in such arbitration. Judgment on
the award rendered by the arbitrator
may be entered in the Superior Court
of California, County of Los Angeles,
or the United States District Court
for the Central District of
California. Notwithstanding the
foregoing, the following shall not be
subject to arbitration and may be
adjudicated only in the Superior Court
of California, County of Los Angeles,
or the United States District Court
for the Central District of
California: (i) any dispute,
controversy, or claim relating to or
contesting the validity of GLG 's
proprietary rights, including without
limitation, trademarks, service marks,
copyrights, or trade secrets; or, (ii)
an action by a party for temporary,
preliminary, or permanent injunctive
relief, whether prohibitive or
mandatory, or provisional relief such
as writs of attachments or possession.
THE
PARTIES AGREE THAT THIS AGREEMENT HAS
BEEN ENTERED INTO AT GLG ’S PLACE OF
BUSINESS IN THE COUNTY OF LOS ANGELES,
STATE OF CALIFORNIA, AND ANY
ARBITRATION, LEGAL ACTION OR
PROCEEDING ARISING OUT OF OR RELATING
TO THIS AGREEMENT MUST BE COMMENCED
AND TAKE PLACE IN THE COUNTY OF LOS
ANGELES, STATE OF CALIFORNIA.
17.
Modification to Service. GLG reserves
the right at any time and from time to
time to modify or discontinue,
temporarily or permanently, the
Service (or any part thereof) with or
without notice. You agree that GLG shall not be liable to you or to any
third party for any modification,
suspension or discontinuance of the
Service.
18.
Waiver and Severability of Terms. The
failure of GLG to exercise or enforce
any right or provision of the
Agreement shall not constitute a
waiver of such right or provision. If
any provision of the Agreement is
found by a court of competent
jurisdiction to be invalid, the
parties nevertheless agree that the
court should endeavor to give effect
to the parties' intentions as
reflected in the provision, and the
other provisions of the Agreement
remain in full force and effect.
19.
Disclosure of Your Information. You
acknowledge, consent and agree that GLG
may access, preserve, and disclose
the information we collect about you
if required to do so by law or in good
faith belief that such access
preservation or disclosure is
reasonably necessary to: (i) comply
with legal process; (ii) enforce the
Agreement; (iii) respond to claims
that any information or content
violated the rights of the third
parties; (iv) respond to your requests
for customer service; or (v) protect
the rights, property, or personal
safety of GLG , its users and the
public.
20.
Entire Agreement. The Agreement
constitutes the entire agreement
between you and GLG and governs your
use of the Service, superseding any
prior agreements between you and GLG.
You also may be subject to additional
terms and conditions that may apply
when you use or purchase certain when
you use certain other GLG services,
affiliate services, third party
content or third party software.
21.
Survival. The following paragraphs
shall survive termination or your
refusal to continue to use the
Service: 7, 8, 10, 11, 12, 13, and 17.
22.
Statute of Limitations. YOU AGREE THAT
REGARDLESS OF ANY STATUTE OR LAW TO
THE CONTRARY, ANY CLAIM OR CAUSE OF
ACTION ARISING OUT OF RELATED TO USE
OF THE SERVICE OR THE AGREEMENT MUST
BE FILED WITHIN ONE (1) YEAR AFTER
SUCH CLAIM OR CAUSE OF ACTION AROSE OR
BE FOREVER BARRED.
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